Visa Credit Cards > Bank of America® Student Platinum Plus® Visa®

Bank of America® Student Platinum Plus® Visa®

Build your credit history
No cosigner required
No Annual Fee
Receive a $25 statement credit after qualifying transactions
Online Banking Service
Total Security Protection®
Card issued by FIA Card Services, NA

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Available Reviews

My score was 563, and i was denied this card. I also have a business and personal accounts with Bank of america. Unless you credit score is higher, I won't even bother trying for this card.

Keep in mind college students that the maximum credit limit is $2500 for all BofA student cards. I currently have the Visa Gold Student Card and my limit is already maxxed out. You need "good" credit atleast for this card, somewhere in the mid 600's.

i have other credit cards and my limit on those cards are $6000.. but when i applied for this card they denied it...so dont bother appliying for this card...cuz they wont approve you...if u have score lower then 670...tnx

highly recommend this credit card for students starting to build credit

i applied for this card and was denied but was approved for a partial secured car where u pay them $99 and you get a credit limit of $500. I went through with it because it was less then some of the fees i had fror my unsecured cards. never heard of this has anyone ever heard about this before.

I didn\'t get approved unfortunately. Just thought that I would try. I checked my credit score a couple of weeks ago and it was at 645. The reason why they say I was denied was because I had a past Chapter 7 from 9 years ago. Yep, -9 years- ago. It\'s about to fall off the record in about a year.. most creditors stop looking at that after a few years.. but I guess they are a little stricter at BofA. On the other hand, they did approve me (though I think just about everyone qualifies anyway) for a secured card. I\'m not sure if it\'s worthwhile since the account they set up for the collateral (deposit) is non interest bearing. That\'s news to me because they used to be interest bearing in the past.

I was approved for 1k when I applied for checking acct along with this credit card back to Oct, 2006. I did not charge much on this card until it was converted to World points Visa.

I've had this card for a year and I used it heavily even though this card doesn't have a rewards program. I've never had any late payments and started out with a $750 CL and received a $250 CLI (at my request) and stayed with the $1,000 for another 6 months.

Today, I checked my account as I always do in the morning to make sure everything is alright and I see that my Student PP Visa has been upgraded to a regular PP Visa. Now, this card doesn't have rewards but I am going to try to upgrade to a Worldpoints Visa.

When I saw that they upgraded my card to a PP Visa, I immediately jumped and grabbed the opportunity to ask for a CLI. I left the CLI amount empty and they granted me a $200 CLI. It's not much but definitely something.

Here's what I have learned when it comes to asking for a CLI. If you are asking for a CLI and they ask you for the amount of CLI, leave it empty. Just enter the household income and the rest of the info. I'm very glad I got bumped up to the PP Visa because the Student PP Visa came with very little options. They said that limits on the Student PP Visa don't exceed $1k and they can't upgrade it to any other cards. Now, I will try to upgrade it to a WorldPoints Visa or to the Americard.

One more thing, I know that a lot of people have been receiving a letter for denial when they ask for a CLI saying that their limit is sufficient compared to their income. Well, I used to receive that letter also but it's not true. If you build a good and long reputation with BofA, they will give you what you want. It's just a matter of time and on-time payments.