Visa Credit Cards > First Bank® Visa® Signature Card
This card offers competitive rates, expanded purchasing power, the richest rewards, exclusive Visa Signature privileges and elite Cardmember Service, all with no annual fee. The Visa Signature card features unlimited 1% cash back on all net purchases. You may also choose to redeem for roundtrip airfare beginning at 25,000 points, or brand-name merchandise and gift cards at the same industry-leading rebate value as cash rewards.
- A premier rewards card with no annual fee
- Unlimited 1% cash back
- Redeem for travel on any airline without frequent flyer program restrictions
- No Preset Spending Limit*
- Exclusive Signature privileges
Rewards Program
- 1% unlimited cash back
- Earn one point for every net dollar spent
- Roundtrip airline ticket at 25,000 points
- The richest travel, gift certificates, and merchandise rewards
- Choose Your Own Rewards €” redeem reward points for any card purchase
- Redeem reward points by calling the Rewards Center at 1-888-229-8864 or by going online to myaccountaccess.com after Online Account Access is set up.
Other details about this card:
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Available Reviews
The bank issued was West Coast Coast Bank.
I applied for this card in September 2008. It was my first credit card. They gave me a limit of $1,000 (now $1,400). The starting APR was something like 19.99%. It lowered to 18.99%, and now is 20.99%. I don't use the card anymore. But, I purposely keep a $75 balance so it won't close itself. It's given me 1.5 years credit history so I find it valuable for that reason. I now have a Capital One master card and a credit union visa. I plan on applying for an American Express in September/October 2010, if accepted I will close the Capital One and Elan card. The Elan card does give me 1 point per dollar spent. I also received free points upon first use of the card. Overall I would suggest it for someone trying to get their first card. Also noting they may have seen my cash levels in my account(s) at West Coast Bank. That could make a difference. I don't know my scores when I applied. Now I sit at 712 Experian.
**Elan Financial Services is a card issuer for smaller banks, such as West Coast Bank.
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