Aspire Visa Gold®

Where you're headed, the streets are "paved with gold." Let the Aspire Visa Gold card help you get there with the added benefits of additional travel accident insurance, extra warranty protection on purchases made with your Aspire Visa Gold card and auto rental insurance.* *Certain restrictions, limitations and exclusions apply.

Other details about this card:

30 second online response

Rebuild your credit

No security deposit

Accepted at more then 29 million locations

Account access & online payment

Special deals for cardholders

Get More Information

Available Reviews

Well I applied for Aspire 3 times.and was rejected twice.So I guess the third time is a charm.I will say its the hardest card to get even with bad credit.I am very pleased with my new card and have NO complaints.Customer Service is great and they offer automatic bill pay so you won't fall into bad graces trying to rebuild your credit.So if your looking for a GREAT card even with bad credit this is the card to go for.

I was having trouble getting a credit card. I went to a lot of them to only be turned down. When Aspire sent me a card I was surprised. I did want they needed and now I can rebuild my credit back to where I can have a better life with a good company. I do admit that the rate is high, but they to are taking a chance on you too. Please use with care and they will help you rebuild your credit.

this is a hard credit card to get because there application processing is very very bad! first time i applied my application was still pending after 3 months. they sent me a preapproval offer, which i filled it out the second time and then they decline me saying i just applied within 90 days ago. actaully it was more than 90 days ago, and i never got a anwere from them on that first application. customer service is very lazy! they dont wana help u ! to date i still waiting for my card!

My review of this card is a great experience as the customer service has been nothing but helpful in all matters. When your credit is right on then your life is right on. I love my card and the service.

I applied for this card 6 months ago,and I for the life of me can`t get a response I know the service with this card is the same Capitol one approved me the first time and i had my card within 7-10 days.Whats in your wallet

I have been satisfied with my card. I did not have any problems getting the credit or receiving the card. I check my balance easily over the phone or via internet. I have not had any reason to contact customer service at this time. I have had this card for the past six months. So far, So good!!

I've had this card since June,06. I pay my bill online (it's free), way before the due date. And it's credited to my account between 5pm-8pm that night. So far it's been good. I haven't had to contact Customer Service yet. I can check my balance online and on the phone. It's really a good card!

The card is great. I have had it for about 7months now. As long as I pay the bill I do not have any problems.

I applied for the card and received it without a problem. I went the bank to make a cash advance and received it without a problem, paying an exuberant cash advance fee. It was an emergency situation so I said nothing. When I received my statement there was another high cash advance fee. Then they added interest to that. I paid two cash agvance fees plus interest--W-R-O-N-G. I talked with customer service and they just passed it off implying that they operate that way. I have not used the card since. I do not reccomend this card to anyone.

After years of being irresponsible with my credit, I decided to work on cleaning it up and this card was one of the first steps I took to do so. I've had it about a year now with no problems. I only put around $40-60 worth of charges a month, which I pay back online every month, and I've received two credit increases and had my annual fee dropped by $50 since I've had it. There may be better cards on the market, in terms of APRs or annual fees - but if you have credit that needs improvement and are looking to rebuild it, this card may be the way to go.

this is a good card if you have bad credit and want to rebuild it i've had my card over a year, always pay on time, never had any problems with it. my credit limit started a 250 and now it's 850 there are fee's every month but that's the price you pay for letting your credit go bad

got a preapproval letter in mail called, was approved with 1000 dollar credit limit. no annual fee and after 6 months credit limit was raised to 1,500,also my cash advance is my credit limit. NO PROBLEM!

I applied to a email they sent me for a credit card and to my suprise I GOT IT. It had a $300.00 credit limit. I had a credit FICO then of 503. That was 15 months ago. Now after paying off full balance each month or close to it, and paying on time or early they have increased me to $800.00, they dropped my yearly fee by $50.00 and their customer service has been very good the only time I called. HIGHLY recommend , and by the way along with a new car purchase 24 months ago,my FICO back then was 486, that too was paid on time and in full each month, my FICO is now 598, up 112 points in 1 year mostly due to this card. I get a mess of offers, but I have refused to fall into the trap of getting in too deep, I have a start at getting straightened out thankd to ASPIRE and I plan on keeping it and paying my bill on time and looking foeward to the day I see 700 something as my FICO, it is possible to do it if you pay attention and don't apply to every card mailing. Get 1 or 2 and that's it. Pay as required and you will love to see your score go way up.

signed on because of NO anual fee one year later they hit me with an $85.00 anual fee and charged the card with fees ect. made me owe like over $100.00 pmt. I didn't expect and wasn't ready for, so then I got a late charge slapped on top of that!!! So now to get straight I owe $ 164.00. I don't have it , tried to talk to them....I'm screwed ! Stay away from ANY VISA!!

Don't waste time getting this card if trying to build credit rating use HSBC , Orchard , Direct Merchants Bank . Bank Of America , Target Redcard, Macys those are the best cards to get while rebuilding your credit low af . Stay away from Aspire , First premier or those with fees for everything ! You should'nt have to sell your soul to the devil just to rebuild your credit geez !!!

At First I thought this would be a great card for me. I filed BK in Jan of 2005 and applied for this card 6 months later. Annual fee was $150 and $6.50 a month. I went from a credit limit of $300 to $750 in a years time. They dropped the annual fee down to $100. Applied for Cap1 and got it so I paid this card off and cancelled it last month.
One thing I will say is that they report to the credit bureaus on time and they did help my score but would I do it over again? No thanks.