Access Visa® Card

Access Visa® for those with less than perfect credit!

Instant On-Line Decision
Bad Credit? No Credit? Give Access A Try!
Outstanding Customer Service
Free 24 Hour Online Account Access
Reports to All Major Credit Bureaus

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Available Reviews

I just got a pre-approval for a \'Legacy Visa\' in the mail. This card isn\'t listed in the database, so I used the Access Visa card (I have a suspicion that it might be from the same bank). Apparently it\'s offered by \'First National Credit Card,\' and I beleive there is a $50 annual fee. It boasts initial limits between $250 and $1500 (I\'m betting 99% are $250!)

Looking at their website \'http://www.firstnationalcc.com/\', it doesn\'t look like you can apply without getting an invitation.

It looks like an \'o.k.\' card. It has an annual fee, but no huge set-up fee. I\'m going to pass, but has anyone heard anything about this card/company?

I've had this car for 6 months. Called them on my 6 month anniversary. They gave me a $25 CLI. What a joke. The customer service people are nice. The lady told me "Wow it looks like you've had an excellent payment history"...blah blah blah....$25 increase.

At this rate it will be 2023 before I get up to $1,000. This is such a waste of space in my wallet. I think I'm going to cancel Access and Continental Finance this week. I've had them for 6 months, but the longer I keep them the more it will affect me score. It's like being in a bad relationship...over time you see how much time you have invested in it and don't want to give it up...lol It's a self-perpetuating cycle.