Visa Credit Cards > BankAmericard Rewards™ Visa®

BankAmericard Rewards™ Visa®

If you’re a Bank of America® customer you can get 50% more points with every purchase.§§ Other cards may offer you 3X more points when you make certain purchases, but our card offers you extra points on everything you buy.

With a BankAmericard Rewards™ Visa® credit card, you...

earn more points, faster. 1.25 points per purchase dollar on every purchase, plus an annual points bonus of 25% of your yearly purchases – all just for maintaining another eligible Bank of America account.§§
get more choices and flexible rewards – air travel with no blackout dates, cash rewards, brand name items and gift cards from hundreds of popular retailers, even unique Ultimate Access™ experiences.§
It’s easy to get what you want.

Your BankAmericard Rewards™ program is all about choices. Use your points to select from hundreds of brand-name items for your home and office, your family and yourself.

Other details about this card:

Earn and redeem your points for cash back, travel with no blackout dates,car rental and hotel rewards, brand name merchandise, or gift certificates§
Earn 1 point for every $1 in net retail purchases§
With an eligible banking relationship, you'll also earn an additional .25 bonus points for every $1 in net retail purchases each month. Maintain this relationship, and we'll match your base points earned during the year by 25%§§
Rewards begin at only 2,500 points
No limit to the number of points you can earn each year§
Points do not expire for 5 years§

Account benefits

Absolute fraud protection against unauthorized use, online and offline
Car Rental Loss & Damage Insurance and Travel Accident Insurance**
Emergency Assistance Services and Emergency Roadside Assistance**
Retail Protection, and Extended Warranty coverage on purchases made with the card**
Access to the MyConciergeSM service, a unique personal assistance service**
24-hour Customer Service, Secure Online Account Access and electronic bill payment service

Pricing

No annual fee and the flexibility to pay over time
0% Introductory APR on purchases, balance transfers and cash advance checks for your first 6 billing cycles† (subject to a 3% transaction fee, no less than $10)
Low standard APR of 12.24% for Platinum Plus® account, 16.24% for Gold accounts, or 21.24% for Preferred accounts on purchases, balance transfers and cash advance checks †
After your introductory rate expires, you will receive the standard APR for purchases, balance transfers and cash advance checks, currently 12.24% to 21.24%† Please note that you will lose your introductory rate if you exceed your credit limit, or are late with a payment
All payments you make will be applied to lower rate balances first

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Available Reviews

I applied for this card tonight since Eric convinced me that when BofA rolls out with a new card, they approve a lot of people. But that wasn't my case with me. I was hoping they would look at my payment history with the other card I have with them which is the Student Platinum Plus Visa. My FICO score at the time was 693 Experian.

I have this card for half year, and I am satisfied for credit line that BOA gave me ($5k). I often use it as everyday purchases along with my 2% cashback Orchard bank Mastercard. Although the APR is very high (18%), since I don't carry balance on this card, it doesn't matter to me.

I called BOA today to see how long before I could be considered for an upgrade to the BankAmericard from my World Points Visa. They said that since I was a long-term customer with deposit accounts that they would upgrade me today. That's awesome considering they just upgraded me to WorldPoints Visa in July.

Should receive the card in 5 to 7 business days according to the CSR.